Thanks to all who attended the October Carroll County Campaign for Liberty meeting!
In November we'll meet on Friday the 19th at 7:00pm at the SAP/LWRN Hall in Westminster to hear Richard Rothschild speak about Agenda 21 and the UN initiatives for sustainable development and how the UN is involved in small communities like Carroll County. More scary stuff.
Thanks to Doug Howard - who runs BDG Entrepreneurial Services [a CPA business in Carroll County], Start-Up [free entrepreneurial services for small businesses], CATS [Carroll Area Transit Services], and also is candidate for county commissioner in District 5 - for speaking to us about opportunities for opening successful small businesses in Carroll County.
Doug mentioned that at the Yorktown battlefield many feared the battle for freedom was over. Back then the fight was more direct, more visual. Today our battle for freedom is harder to see: it's a battle to stop the slow erosion that's threatening our liberties.
So how do we get back to our Founders' vision?
Doug believes small business is where will fight for freedom. Loss of liberty in the small-business environment is just like our loss of liberties everywhere else in our lives; but small business leads to innovation and can help grow the economy. Many more people want to start businesses because today they feel they have nothing to lose.
It used to be smart to work for a big company and have them "take care of you" most of your career. But no more. Today it's much more risky to work for a big business or large company than it is to simply work for yourself. A small business will be successful based on your own skills and efforts not the whims of the decision maker of a big company.
Most of the small businesses that Doug helps are successful [about two-thirds].
How to get started:
Have a plan. Making a plan helps you understand what it will take to be successful.
The plan must show how you financially will cover three responsibilities:
1. For you to survive
2. How you will pay back the bank if you borrow money
3. How you will fulfill the demands government will place on the business
If you see the plan, know what you are up against, and still are dedicated to start your business, then you are an entrepreneur!
Why Doug started Start-Up:
In Carroll County, it was very disjointed for small business owners to figure out how to get started. Because he was involved with the Chamber of Commerce, Doug struck up a partnership with Carroll Community College to offer classes. A competing economic bureau run by the government - the Small Business Development Corporation (SBDC) - was not interested to help him (but they are no involved in business anyway and don't know how to give sound business advice).
You heard that right. Doug's privately-run service helps small businesses get started successfully. A government-run agency operates in Carroll County in competition with Doug's enterprise. Doug's advice comes from years in business and because he has made many mistakes. He knows how to survive. He knows that not all good ideas translate to good business ideas. He's especially interested to help small businesses start out without taking on debt. The government entity, conversely, is not run by people with private-enterprise experience but is able to give out government loans.
What works against small business start-ups:
1. Taxes: Taxes are little more than a way to control a process that is designed to make us free [small-business-ownership]. The best way for government to help a business is to get out of its way. Unfortunately, that's not the way it currently works. We are pressured to hate people who are rich and successful and to redistribute their wealth.
2. Regulations: For instance, there are too many disincentives right now for banks to make loans because of regulations. Every bank was scored; any outstanding lines of credit were held against them. So the banks took away the ability for people to get credit. But this is crazy because small businesses generally do not default on their loans.
As another example, businesses do not like uncertainty. So the uncertainty of what lies ahead with healthcare costs and unemployment costs make it difficult for them to plan on expanding or hiring more employees.
As another example, Maryland zoning regulations make ridiculous impositions. If you want to put a banner on your own private property to advertise your business, someone must come out to analyze your property to determine the size you are "allowed" to display. If you build houses, you must plant two trees for every house. If you want to put up a building, you must plant enough tress to hide it. If you already have plenty of trees, you must join a tree bank and buy a corresponding piece of land to make up for the trees you don't have to plant that could possibly cost up to $10,000. Your land could get re-zoned or re-classified to prevent you from opening your business at all. If you fight these decisions, taxpayers pay for the state's end of the lawsuit and for the attorneys.
Doug believes we need to get out the message to the public that self-employment is the way to go [not dependence on government handouts]. When you own a business, you take an interest in your neighborhood and your neighbors; you have control over your destiny. He wants to help change the business environment in Carroll County. He is running for county commissioner in District 5. He wants to fight the evolution toward our loss of freedoms and help restore our original vision: individual property ownership and individual business owners.
-Suzanne
Carroll Co coordinator
Campaign for Liberty
http://www.campaignforliberty.com/usa/MD/Carroll
Tags:
|